What is a budgeting app's main feature?

A budgeting app's main feature is to help users track expenses, set financial goals, and manage their finances efficiently. The primary purpose of these apps is to provide users with tools and resources that allow them to monitor their spending habits, categorize their expenses, and visualize their financial situation. By facilitating better financial management, budgeting apps empower users to create realistic budgets, prioritize their spending, and ultimately work towards achieving their financial goals.

The focus on tracking expenses and setting financial goals means that users can gain insights into where their money goes, identify areas where they can save, and create strategies for better financial choices. This functionality is vital for anyone looking to improve their financial literacy and control over their personal finances.

The other options are specific services that budgeting apps do not primarily provide. While some budgeting apps might include features related to loans, interest calculation, or investment advice, these are not their main functions.